Credit Card Recommendations

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Most Popular

Capital One Platinum
(My First Credit Card)

This was my very first credit card, the one that started my journey. I wanted a card that was easy to get and with now credit history. While this card does not offer many benefits, it allowed me to build credit history to get better credit cards on the future. 

AMEX Blue Everyday Cash
(3% Gas and 3% Groceries)

By far one of my favorites and most frequently used cards within my wallet. Most people’s most common expense, gas and groceries. This is a wonderful card to get cash back and one you can recommend to almost anyone. 

Chase Unlimited Series

Chase Sapphire Preferred
           (Travel Portal)

This was my first annual fee credit card. While I don’t enjoy paying to own a credit card, this one is definitely worth it! Unlock Chase’s travel portal, combine points with the unlimited series, and transfer points to travel partners for flights and hotels.

Chase Freedom Unlimited
              (3% Dining)

I primarily got this card to collect points from dining and received the offer bonus. When going out with friends and family, I put the expense on this card, collect the split bill through zelle/venmo, collect the points, and pay the card.  

  Chase Freedom Flex
(5% Rotating Category)

I got this card for the rotating spend category. Every now and then, I can receive 5% on purchases, better than most credit cards depending on the spend category. I also received the introductory bonus and transferred the points to my Chase Sapphire Preferred. 

Chase Business Ink Unlimited
            (Business Card)

As a business owners, I have business expenses. Tracking expenses have never been easier keeping all of my expenses organized on this one card. 

Other Credit Cards

         Discover It
(Introductory Card)

Great introductory credit card.

Venture One
     (Travel)

No annual fee credit card with travel perks. 

    Savor One
(3% groceries)

I used to use this card as a grocery credit card to receive 3% back on my grocery purchases.

How it Started

As a child I always wanted to travel, but growing up in a lower-income household, it was unrealistic. It was not until I came across a video on Youtube that transformed my perspective and lit a fire under me, “Travel the world for free”. I then began learning about credit cards, benefits, and their bonuses. With the knowledge I have gained, I proudly share with my friends and family. That single video has allowed me to teach others and travel the world with points to fulfill my childhood dream. This is just the beginning!

About Josh

I love traveling, eating good food, and meeting new people. Enjoy some photos of my travels. More to come!